Insurance Policy

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INSURANCE

All authorized drivers of Auto Kappa vehicles are covered against fire, theft, and liability to third parties for death, Injury or damage to property.

COLLISION DAMAGE WAIVER (CDW)

All our cars have full coverage (Collision Damage Waiver) with an excess (driver's resposibility) limited to 300€ or 750€ (depends on car category) that covers part of the repair cost of the rental car in case of accident. It is valid only under the condition that the Greek driving code has not been violated. During the rental a credit card guarantee is required for the excess.

FULL DAMAGE WAIVER (FDW)

All our cars can be rented with full coverage (Full Damage Waiver) with no excess at all (no driver's resposibility) that covers all repair cost of the rental car in case of accident. It is valid only under the condition that the Greek driving code has not been violated. FDW is optional and you can request it either through the Internet or at the delivery point. The cost per day to benefit FDW is (5€ for A, B, B1 category), (8€ for C, C+, C1, F) and (10€ for E, E+, E1, F+, F1). With this coverage no credit card guarantee is required during the rental.

PERSONAL ACCIDENT INSURANCE (PAI)

Personal accident insurance covers the driver. The cost per day to benefit PAI is 1,5€. Valid only in the event of death or total / partial disability (Indemnification - maximum € 10,000)

THIRD PARTY INSURANCE (TPI)

TPI covers:

Damages to third party property and car
Passengers of other car
Passenger of your car except the driver which is covered from PAI

TYRE INSURANCE

The customer is not responsible for damage to the tires if he accepts and signs the relevant terms of the contract. The cost per day to benefit tyre insurance is 1.5€.

THEFT WAIVER (TW)

Insures the car in case of theft up to a certain amount (depends on car value). Only the car is insured and not the personal belongings of the customer.

FIRE PROTECTION (FP)

Insures the car in case of fire.

INSTRUCTIONS-PROCEDURES IN CASE OF AN ACCIDENT

Contact immediately the car rental company. The phone numbers are written on the top of the rental agreement and they can be used 24hrs a day including weekends.
Contact the police.
If there is an injury, report it to the police or contact directly the first aid emergency.
Remain at the accident scene and do not admit liability or guilt until police or one of our representatives arrives.
Obtain names and contact details of parties involved and the witnesses.

WHEN NOT COVERED BY INSURANCE COVERAGE

The insurance doesn’t cover damages:

Loss of the car Key
To the interior and underneath the car.
When the driver causes an accident under the influence of drugs or alcohol.
If The driver of the vehicle is unauthorized from Auto-Kappa and therefore not included as a driver in the rental agreement.
In cases of an accident when not followed from the driver all the procedures described in the above paragraph.
If the renter doesn’t take all the necessary precaution measures for secure parking and locking of the car.
If the car is illegally parked.
If the car has been driven off road (outside official driving network).

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CONTACT

KAPPA RENTAL SERVICES

Platanias-Chania-Crete-Greece

+30 28210 60120

info@auto-kappa.gr